Business professional receiving car keys at a dealership

Motor Vehicle Loans

Get your business moving with the right vehicle finance.

Cars, utes, trucks, and commercial vehicles — we find competitive vehicle finance from 70+ lenders with fast approvals and no cost to you.

70+

Lenders on Our Panel

Same Day

Approvals Available

Free

Service to You

100%

Independent Advice

Finance Options

Vehicle finance for every business need

Business Car & Ute Finance

Business Car & Ute Finance

Finance a new or used car, ute, or SUV for your business with a competitive rate and flexible structure. Choose from chattel mortgage, finance lease, or operating lease to suit your tax position.

  • New and used vehicles
  • Chattel mortgage, finance lease & operating lease
  • Potential GST and tax benefits
  • Fast approvals — often same or next day
Enquire Now
Truck, Van & Commercial Vehicle Finance

Truck, Van & Commercial Vehicle Finance

Keep your business moving with finance for light commercial vehicles, vans, trucks, and heavy machinery. We work with specialist lenders who understand the transport and trades industries.

  • Light and heavy commercial vehicles
  • Trucks, trailers, and prime movers
  • Vans and delivery vehicles
  • Competitive rates for owner-operators
Enquire Now

Finance Structures

Which structure is right for you?

We'll help you choose the structure that best suits your tax position, cash flow, and business goals.

Chattel Mortgage

You own the vehicle from day one. The lender takes a mortgage over it as security. Potential GST and depreciation benefits for business use.

Finance Lease

The lender owns the vehicle and leases it to you. Payments are fully tax-deductible as a business expense. Flexible residual value at end of term.

Operating Lease

Off-balance-sheet treatment. Fixed monthly payments with no residual risk. Ideal for businesses that want to keep vehicles off their books.

Novated Lease

A three-way arrangement between you, your employer, and a lender. Payments come from pre-tax salary, reducing your taxable income.

Not sure which structure suits you? Talk to us — it's free.

How It Works

From enquiry to driving away

01

Tell Us What You Need

Share details about the vehicle, your business, and your preferred finance structure. We'll ask the right questions to find your best option.

02

We Compare Lenders

We search our panel of 70+ lenders for the most competitive rate and terms for your vehicle type and business profile.

03

Fast Approval

We submit your application and manage the process. Many vehicle finance approvals come through same day or next business day.

04

Drive Away

Once approved, funds are paid directly to the dealer or seller. You drive away in your new vehicle with finance sorted.

Client Stories

Businesses we've helped hit the road

"I needed two new utes for my team fast. Shane had finance approved same day and the rate was better than what my bank offered. Couldn't have been easier."

J

Jason P.

Plumbing Business Owner, Brisbane

"We needed to finance a fleet of 12 vehicles for our business. The team structured the deal perfectly, saved us money, and made the whole process straightforward."

P

Priya M.

Fleet Manager, Gold Coast

FAQ

Common questions answered

Ready to Get Moving?

Let's find the right vehicle finance for your business.

Book a free, no-obligation consultation. We'll compare lenders, explain your options, and get you approved fast — at no cost to you.

Your Personal Mortgage Consultant

Your trusted mortgage broker, helping Australians find the right loan for their home, business, or vehicle. Personal service, expert guidance, and access to 70+ lenders nationwide.

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This website provides general information only and does not constitute financial advice. Please consider your personal circumstances before making any financial decisions. Your Personal Mortgage Consultant Pty Ltd (ACN 113 149 438) is an Authorised Credit Representative 384244 of Australian Financial Group Pty Ltd Australian Credit Licence holder 389087.

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