Commercial Loans
Finance that fuels your business growth.
From commercial property to equipment finance and business loans — we find the right structure from 70+ lenders to help your business thrive.
40+
Lenders on Our Panel
Expert
Service to You
Same Day
Equipment Approvals
100%
Independent Advice
Finance Options
Commercial finance for every need
Commercial Property Loans
Purchase, refinance, or develop commercial real estate — offices, retail, industrial, and mixed-use properties. We structure your finance to maximise cash flow and minimise risk.
- Owner-occupied and investment properties
- Retail, office, industrial & mixed-use
- Development and construction finance
- Specialised security options
Equipment & Asset Finance
Keep your business moving with finance for plant, machinery, technology, and equipment. Preserve your working capital while acquiring the assets you need to grow.
- Chattel mortgage and finance lease options
- Operating lease for off-balance-sheet treatment
- New and used equipment
- Fast approvals — often same day
Business Loans & Lines of Credit
Flexible funding for working capital, expansion, stock purchases, or cash flow management. Access funds when you need them without disrupting your day-to-day operations.
- Unsecured and secured business loans
- Revolving lines of credit
- Invoice finance and debtor finance
- Terms from 1 to 30 years
SMSF & Trust Lending
Grow your self-managed super fund or family trust with specialist property finance. We navigate the complex compliance requirements so your investment strategy stays on track.
- SMSF limited recourse borrowing arrangements
- Residential and commercial SMSF property
- Trust structure lending
- Specialist lender panel
Industries We Serve
We work across all industries
Whatever your sector, we have the lender relationships and expertise to find the right finance solution.
How It Works
A process built around your business
Understand Your Goals
We start by understanding your business, its financials, and what you're trying to achieve — whether that's growth, acquisition, or cash flow.
Structure Your Finance
We identify the right loan type, structure, and lender for your situation — balancing rate, flexibility, and tax efficiency.
Manage the Application
We prepare a compelling credit submission, liaise with the lender, and manage the process from application through to approval.
Settlement & Review
We support you through settlement and conduct regular reviews to ensure your finance continues to serve your business as it grows.
Client Stories
Businesses we've helped grow
"I needed commercial finance quickly to secure a property for my business. The team found a great rate and had approval within days. The whole process was seamless."
Michael R.
Business Owner, Sydney
"Equipment finance through Your Personal Mortgage Consultant was so easy. Same-day approval, competitive rate, and I didn't have to touch my working capital. Highly recommend."
Lisa T.
Cafe Owner, Melbourne
FAQ
Common questions answered
Ready to Grow?
Let's find the right finance for your business.
Book a free, no-obligation consultation. We'll review your situation, compare lenders, and present the best options — at no cost to you.